Chip in With Your Debit Card – 2025's Best Online Casinos
William M.
Author
William Macmaster
Content Editor
William brings 8+ years of experience in the online gambling industry to our coverage of the US market. He reviews real money and sweepstakes casinos in detail, ensuring you get trusted insights on regulations, rewards, and where it's worth playing.
More than 250 million adults in the US hold a debit card, and thousands of online casino players use them for quick, reliable transactions. Discover the best debit card casinos, chosen by Casino Guru, for their safety, generous bonuses, and secure transactions used by millions of eligible players.
25 casinos found
based on 2
filters
All casinos
Browse the entire Casino Guru casino database and see all casinos you can choose from. If you want to leave your options open, this is the right list of casinos for you. It might take you longer to find the best option though.
In line with our review methodology, we calculated the casino’s Safety Index based on more than 20 factors, including its financials, fairness of T&Cs, player complaints, and more. The higher the Safety Index, the more likely you are to receive your winnings without issues.
Casino has its website localized to English language.
English customer support
This casino claims that they are able to communicate with customers in English language. However communication in English language may be restricted to emails.
In line with our review methodology, we calculated the casino’s Safety Index based on more than 20 factors, including its financials, fairness of T&Cs, player complaints, and more. The higher the Safety Index, the more likely you are to receive your winnings without issues.
Casino has its website localized to English language.
English customer support
This casino claims that they are able to communicate with customers in English language. However communication in English language may be restricted to emails.
In line with our review methodology, we calculated the casino’s Safety Index based on more than 20 factors, including its financials, fairness of T&Cs, player complaints, and more. The higher the Safety Index, the more likely you are to receive your winnings without issues.
Casino has its website localized to English language.
English customer support
This casino claims that they are able to communicate with customers in English language. However communication in English language may be restricted to emails.
In line with our review methodology, we calculated the casino’s Safety Index based on more than 20 factors, including its financials, fairness of T&Cs, player complaints, and more. The higher the Safety Index, the more likely you are to receive your winnings without issues.
Casino has its website localized to English language.
English live chat
This casino claims that it operates Live chat in English language at least few hours every business day. This may be great advantage for you when solving any issues.
In line with our review methodology, we calculated the casino’s Safety Index based on more than 20 factors, including its financials, fairness of T&Cs, player complaints, and more. The higher the Safety Index, the more likely you are to receive your winnings without issues.
Casino has its website localized to English language.
English live chat
This casino claims that it operates Live chat in English language at least few hours every business day. This may be great advantage for you when solving any issues.
In line with our review methodology, we calculated the casino’s Safety Index based on more than 20 factors, including its financials, fairness of T&Cs, player complaints, and more. The higher the Safety Index, the more likely you are to receive your winnings without issues.
8.1
Tao Fortune Casino has a Safety Index of 8.1, which makes it a safe casino suitable for most players. Explore this casino’s Safety Index
Quick registration available via Google, Facebook or Apple account
Simple and clean website design
No game provider filter
This casino has social media page on Facebook
Quick registration available via Google, Facebook or Apple account
Casino has its website localized to English language.
English live chat
This casino claims that it operates Live chat in English language at least few hours every business day. This may be great advantage for you when solving any issues.
In line with our review methodology, we calculated the casino’s Safety Index based on more than 20 factors, including its financials, fairness of T&Cs, player complaints, and more. The higher the Safety Index, the more likely you are to receive your winnings without issues.
8.0
Fortune Wheelz Casino has a Safety Index of 8, which makes it a safe casino suitable for most players. Explore this casino’s Safety Index
Casino has its website localized to English language.
English live chat
This casino claims that it operates Live chat in English language at least few hours every business day. This may be great advantage for you when solving any issues.
In line with our review methodology, we calculated the casino’s Safety Index based on more than 20 factors, including its financials, fairness of T&Cs, player complaints, and more. The higher the Safety Index, the more likely you are to receive your winnings without issues.
Casino has its website localized to English language.
English live chat
This casino claims that it operates Live chat in English language at least few hours every business day. This may be great advantage for you when solving any issues.
In line with our review methodology, we calculated the casino’s Safety Index based on more than 20 factors, including its financials, fairness of T&Cs, player complaints, and more. The higher the Safety Index, the more likely you are to receive your winnings without issues.
The process of getting this bonus should be relatively FAST, Bonus expiration: 2 days
The amount of match bonus received depends on deposited amount • 21+ • New players only • Bonus is avaiable only 1 hour after registration • Terms of Service and Sweepstakes Rules apply • 1 SC redeemable for $1 USD • Sweeps Coins are only valid for 60 days from the date of the player's last login
Casino has its website localized to English language.
English live chat
This casino claims that it operates Live chat in English language at least few hours every business day. This may be great advantage for you when solving any issues.
In line with our review methodology, we calculated the casino’s Safety Index based on more than 20 factors, including its financials, fairness of T&Cs, player complaints, and more. The higher the Safety Index, the more likely you are to receive your winnings without issues.
Players must be 22 or older, in order to register and play
Lottery is available
Limited selection of games
Players must be 22 or older, in order to register and play
Medium sized casino targeting US
Lottery is available
Limited selection of games
Bonus:
Not Available
Website:
1 language
All languages (1)
English
Live chat:
1 language
All languages (1)
English
Customer support:
1 language
All languages (1)
English
Available games
Show all
Types of games
Slots
Roulette
Blackjack
No betting
Video poker
Bingo
Baccarat
No jackpot games
No live games
No poker
No craps
Keno
Scratch cards
No eSports betting
Crash games
Slots
Roulette
Blackjack
No betting
Video poker
Bingo
Baccarat
No jackpot games
No live games
No poker
No craps
Keno
Scratch cards
No eSports betting
Crash games
Payment methods (9)
Show all (9)
Language options
English website
Casino has its website localized to English language.
English live chat
This casino claims that it operates Live chat in English language at least few hours every business day. This may be great advantage for you when solving any issues.
Swipe smart: Top casinos handpicked by our team for safety and reliability
Each casino on this page is verified by our 25+ experts, who assess terms, complaints, and payout reliability to ensure fair, secure play. Most U.S. players can join sweepstakes casinos, while those in regulated states can explore our trusted real money options.
RealPrize – safe, secure, and debit card-friendly sweepstakes casino
RealPrize truly stands out for its safety and payment features. With a 9.8/10 Safety Index rating, it ranks among the top 2% of all online casinos reviewed by Casino Guru. This exceptionally high score reflects secure and reliable payment processes that give players peace of mind when depositing and redeeming.
Another reason RealPrize stands out is its seamless support for Visa and Mastercard debit cards, making it easy for players to get started without worrying about complex banking requirements. Even better, the platform offers a low deposit minimum of just $2–$3 via debit card, making it one of the most budget-friendly sweepstakes casinos for newcomers.
RealPrize also features the best referral program in the industry, rewarding players with up to 200,000 Gold Coins and 70 Sweeps Coins per friend invited. By comparison, competitors like WOW Vegas and Spree only offer a fraction of that.
Finally, RealPrize has built a strong reputation for smooth debit card payments. Deposits made with Visa and Mastercard debit cards are processed instantly, allowing players to start playing without delay. When it comes to redemptions, RealPrize doesn't currently allow direct withdrawals back to debit cards, but its alternative payout methods are still faster than many rivals.
For example, while players at McLuck and WOW Vegas often wait up to 7 business days for cash redemptions, RealPrize's bank transfer and Prizeout gift card options typically process in just 1–5 days.
Even though debit card cashouts aren't supported, the platform's instant debit deposits, low $2–$3 minimums, and faster overall redemption times make it one of the most reliable sweepstakes casinos for players who prefer to bank with their debit card.
Pros
High safety score with secure debit card deposits – RealPrize's 9.8/10 Safety Index makes it one of the safest sweepstakes casinos in the US. This reflects game fairness and trustworthy payment processing. Deposits made with Visa or Mastercard debit cards are processed smoothly, adding peace of mind for players concerned about transaction safety.
Strong sign-up and referral bonuses – New players receive 100,000 Gold Coins + 2 Sweeps Coins at sign-up, a package that matches Crown Coins and beats out smaller operators like Jackpota. Additionally, RealPrize's referral program is the most generous in the industry, offering up to 200,000 Gold Coins and 70 Sweeps Coins per friend invited, compared to WOW Vegas (20 SC) and Spree (10 SC).
Low minimum deposit via debit card – With Gold Coin purchase packages starting around $2–$3, RealPrize makes it possible to get started with just a small debit card transaction. Many sweepstakes casinos require $5–$10 minimums, so RealPrize offers one of the most affordable entry points in the market.
Cons
No debit card withdrawals – RealPrize does not allow Sweeps Coins to be redeemed for debit or credit cards. Instead, players can redeem SC for cash via bank transfer or e-wallets (such as Skrill or Trustly) or for gift cards through Prizeout. This is standard practice across the sweepstakes casino industry.
Smaller game library – With just over 500 games, RealPrize lags behind competitors like Hello Millions, McLuck, and WOW Vegas, which boast 1,000+ titles. Variety hunters may find the catalog somewhat limited.
🧠 Expert insight: I started at RealPrize with a small deposit using a Visa debit card and quickly found the platform to be intuitive. The live dealer and slot-style games made it easy to accumulate Sweeps Coins, which I later redeemed for cash. While I'd prefer direct withdrawals back to my debit card, the redemption process through bank transfer and Prizeout was smooth and reasonably quick.
BetMGM Casino – fast card withdrawals with extra security
BetMGM Casino is one of my favorite debit card-friendly real money casinos, mainly because of its $25 no deposit bonus. While you'll need to deposit to unlock the full bonus funds, it still gives you a stronger starting bankroll to explore thousands of games. By comparison, Caesars Palace Online Casino only offers a $10 registration bonus, which makes BetMGM the more generous option right out of the gate.
Instant debit card payments via Visa and Mastercard are standard at real money online casinos. However, BetMGM offers unique debit card safety features, including Mastercard SecureCode, which helps protect players from unauthorized purchases.
Mastercard Send Payouts are also available for withdrawals from BetMGM Casino. Additionally, players can receive instant withdrawals from Visa debit cards through a Visa Faster Funds service. In my experience, these stand-out features for debit cards aren't readily available at top online casino brands like DraftKings and Golden Nugget, making BetMGM Casino a more reliable option.
Usually, US online casinos require an internal review period before releasing withdrawal funds. Compare that to Visa Faster Funds at BetMGM, and you can receive your withdrawal via debit card within five hours, faster than top competitors like DraftKings Casino and Caesars Palace Online Casino, which can take up to 24 hours.
BetMGM Casino's Safety Rating of 9.3/10 slightly trails 9.8/10 for DraftKings Casino. However, BetMGM's rating is significantly higher than 8.2/10 at Caesars Casino. We awarded BetMGM Casino a High rating mainly due to its strong reputation among players. We were impressed by the near absence of player complaints about such a large and well-known brand.
Pros
Instant payments with no fees (industry standard) – BetMGM Casino offers instant payments via Visa and Mastercard debit cards. There are no fees, and players can fund their accounts within minutes, in line with industry standards.
Adheres to Payment Card Industry (PCI) compliance – BetMGM utilizes 128-bit encryption to safeguard users' financial transactions through industry-standard debit card payments.
Visa fast funds (includes prepaid cards) – While withdrawals to prepaid Mastercard debit cards aren't available at BetMGM, the Visa Fast Funds service applies to Visa debit cards and prepaid cards. Like 24/7 Mastercard Send Payouts, the Visa Fast Funds service processes 24/7 and often clears within five hours. Compare that to debit card withdrawals at DraftKings Casino, which can take up to 24 hours to process.
Cons
Debit card withdrawals must match a previous deposit – Similar to most online casinos, withdrawals must match an earlier deposit. So, you can only request a debit card withdrawal at BetMGM Casino if you previously deposited with that card.
Some states may not allow Mastercard withdrawals – According to BetMGM's Help Center, Mastercard withdrawals are not available in every jurisdiction. Compare that with FanDuel Casino, which offers more convenient withdrawal options via Mastercard.
🧠 Expert insight: I've used my Visa debit card at BetMGM Casino many times, including instant deposits and fast withdrawals. Remember, you need to be located in a legal state to deposit and wager at online casinos. However, you can request withdrawals from outside the state. After my first withdrawal from BetMGM via debit card, subsequent withdrawals were processed much more quickly, often within 5 hours to my Visa card.
Don't swipe blind: How to choose the best casinos
While credit card casinos have fallen out of favor, debit cards remain popular due to their ease and accessibility. I'll run through how to choose a debit card casino based on factors such as welcome bonuses, gaming roster, licensing, and more.
Bonus terms – getting the most from debit deposits
Debit card deposits will qualify you for all the best casino bonuses, but other terms relating to your balance might prevent you from converting your bonus funds into cash.
At Caesars Palace Online Casino, players receive a $10 no deposit sign-up bonus. However, the funds are subject to wagering requirements (1x on slots, 3x on video poker, and 5x on most table games). Any winnings under $10 won't meet the minimum withdrawal threshold, so you'll need to make a debit card deposit to cash out.
BetMGM Casino offers a $25 bonus, but it requires a minimum $10 debit card deposit to activate the funds. Like Caesars, BetMGM's bonus is subject to standard wagering requirements before withdrawal is possible.
By contrast, sweepstakes casinos like WOW Vegas use discounted coin packages instead of traditional wagering requirements.
New players receive 250K WOW Coins + 5 SC as a no sweepstakes deposit bonus, plus a 200% boost on their first purchase ($9.99 for 1.5M WOW Coins + 30 SC, usually $29.99). With a 1x playthrough requirement on SC, they can be redeemed quickly, but debit card payouts aren't supported.
Nevertheless, debit cards remain the simplest way to activate these offers and ensure you meet the requirements for cashing out.
💡 Expert tip: Always review the wagering rules before making a deposit. Real money casinos like Caesars and BetMGM attach higher rollover requirements to table games, while sweepstakes casinos like WOW Vegas keep it simple with a flat 1x requirement on Sweeps Coins.
Licensing & regulation – safety nets for debit card players
Licensing and regulation for iGaming are overseen by in-state agencies, such as the Michigan Gaming Control Board (MGCB) and the New Jersey Division of Gaming Enforcement (NJDGE). Under gambling legislation in legal states, casino operators must offer safe electronic payment methods or risk losing their licenses.
In contrast, sweepstakes casinos operate in the US via sweepstakes entry laws. According to their Terms of Service, they must adhere to various laws or risk losing their business. At Casino Guru, we advise players on safety measures, including transparency in terms and conditions and efficient payout processes, for thousands of online casinos.
💡 Expert tip: Stick to online gaming at reputable casinos, per our Safety Index. You can check out our section on the safest online casinos to learn more.
Banking speed & reliability – where debit cards shine (and where they don't)
Whether you use your debit card at a real money online casino brand or a sweeps operator, you'll get access to instant payments. However, the only catch is that you must be in a legal state.
As for debit card withdrawals, they'll only be available at real money casinos after making an initial deposit with that same card. An internal review typically takes 3-5 days, although some brands, such as FanDuel and BetMGM, offer some of the fastest casino payouts (i.e., under five hours with a Visa card).
Since you won't be able to use a debit card for withdrawals at sweepstakes casinos, you'll need to reach higher minimum thresholds for cash payouts. For example, Crown Coins Casino requires a minimum of 50 redeemable SC for gift cards and cash.
When you request a withdrawal, you'll have to withdraw to a debit card attached to your account. That could take anywhere from 24 hours to 5 business days. This is slower than many alternative casino payment methods.
When I request a withdrawal at an online casino via PayPal, it typically appears in my account within 24 hours (often within an hour or two at FanDuel). Then, I can send it instantly to my debit card for a small fee or wait another day or two for it to clear my bank account.
💡 Expert tip: Make sure you follow the Terms of Service, Terms of Conditions, and Sweepstakes Rules at any online casino. From there, you can get the latest updates about eligibility and payment options.
Customer support – when debit card deposits don't go through
The legalization of iGaming in the US has transformed how banks process payments. In my experience, I've never had any payments blocked with my Bank of America Visa card at online casinos. That also includes withdrawals to my debit card linked to my PayPal account.
Today, if you're just getting started at online casinos, you'll likely find a smooth payment process at debit card casinos. While sweepstakes casinos like WOW Vegas and Crown Coins offer 24/7 live chat support, unlike McLuck and PlayFame Casino, if you encounter issues with debit card deposits, you can also check out the FAQs or help centers to read how to handle that problem (i.e., submitting a ticket and waiting for a response).
I've seen that the most common issue with debit cards getting blocked is a name mismatch (your account and the name on the card must match), or trying to deposit from outside a legal state, which will get you blocked and could even lock your account.
For above-average customer support, I stick to debit card casinos that offer 24/7 live chat assistance and only deposit at casinos operating within a legal state.
💡 Expert tip: Only deposit money at real money casinos within a legal state (CT, DE, MI, NJ, PA, RI, or WV). Check the Terms of Service at sweepstakes casinos to see where they're excluded before you deposit. Stick to playing at online casinos that offer 24/7 live chat support to reduce wait times if you encounter any issues.
Game selection – value beyond the cashier
While secure payments and fast payouts are the main attractions at online casinos (especially for first-time players), I generally play at brands that offer a preferable range of the best real money games.
At BetMGM Casino NJ, they deliver some of the industry's most valuable progressive jackpots, including the Big Series, which is now up over $1.45 million (seeded at $1M). The eye-catching 6,800+ real money online slots at BetMGM NJ hardly compare to the 40+ live dealer games at Caesars Palace Online Casino. But it's nice to have so many great options in the Garden State, the heart of iGaming in the US.
However, that recently changed for sweepstakes casinos, which are no longer available in NJ. So, when I go into Philadelphia (over the bridge), I can wager SC at my favorite sweeps operators like WOW Vegas and Spree.
When I feel like playing video poker at a sweeps site, I'll head over to Real Prize Casino, which offers a few decent table games, or WOW Vegas when I want to play online roulette. You can get started with a debit card at Real Prize and Spree for $3-$4.99, compared to the low $0.49 minimum at WOW Vegas.
Instant deposits with debit cards at real money casinos and sweepstakes brands are simple, thanks to my favorable location in the Northeast. If you're located elsewhere in the country, you might have to stick to sweepstakes casinos.
I also recommend checking out Legendz, which includes a sportsbook (a somewhat new "trend" for sweepstakes casinos). Debit cards are accepted there for as little as $1.99 for packages of Gold Coins, which come with free SC.
💡 Expert tip: Most players in the US get access to online casinos with hundreds, if not 1,000+, games. I recommend BetMGM Casino (if available) for slots, Caesars Palace (if available) for live casino games, and sweepstakes casinos like WOW Vegas and Spree for nearly 2,000 games. If you're in a state that restricts legal iGaming and sweepstakes casinos, you can still find brands that allow free play via GC.
Cash in with debit: What you need to know
The best real money online casinos like BetMGM, DraftKings, and FanDuel are locked in fierce competition, and one of the biggest wins for players has been lower casino payment thresholds. Deposits and withdrawals are now easier than ever, with most operators supporting instant debit card transactions.
Not long ago, I was making $10 minimum Visa casino deposits at DraftKings and Golden Nugget. Today, those minimums have dropped to just $5, and you can even unlock their welcome offers with a qualifying wager of the same amount.
Sweepstakes casinos go even further. Debit card payment at sweeps sites often starts at $5 or less, with WOW Vegas accepting deposits as low as $0.49 and Crown Coins Casino or McLuck offering entry points around $1.99. That makes debit cards the most convenient way to play legally across dozens of US states.
From wallet to wagers: How to make your first deposit
Debit card casinos make it easy and quick for new players to make their first deposit. You can sign up and start within minutes if you're 21 or older and in a legal iGaming state.
Here's a quick step-by-step guide on how to make your first deposit at a real money online casino in the US:
Log in to your new account.
Visit the cashier window.
Select an available deposit method (e.g., Visa, Mastercard).
Enter your card details (the name of your card must match the name on your account).
Enter the amount you want to deposit (usually a minimum of $10).
Confirm the transaction.
Receive your funds and start playing.
If you are looking to deposit under $10 with your debit card, you will need to find a minimum deposit casino.
🧠 Expert insight: Remember, at real money online casinos, players must confirm their location in a legal state. You can verify your location in the device's location settings used to access a mobile casino. If you're playing from a desktop browser for the first time, you'll have to download some GeoComply software.
From balance to bank: How to withdraw casino winnings
If you signed up at an online casino and claimed a no deposit welcome bonus, you must complete the wagering requirements to receive your bonus funds and any attached winnings. Here's a breakdown of how to withdraw cash from your available balance at a real money online casino.
Go to the withdrawal/cashout section
Visit the cashier window and tap the "Withdraw" button. Choose your preferred method, i.e., a Visa debit card. Usually, you'll need to make a deposit using that method for it to become available for withdrawals.
Unfortunately, most sweepstakes casino apps and desktop sites won't allow you to withdraw via debit card.
Choose a withdrawal method and amount
If you made a previous deposit at a Visa or Mastercard casino, you should be allowed to withdraw via those methods. Select that card and enter the amount you wish to withdraw.
There's often a $10 minimum at FanDuel and Fanatics; however, DraftKings Casino and Golden Nugget offer a $1 minimum.
Check your casino for daily withdrawal limits. For example, bet365 Casino allows maximum withdrawals of $30,000 for debit cards. That's well above the industry standard of $10,000 on most legal iGaming platforms I've used.
Wait for processing and approval
Depending on your chosen method, location, and online casino, you will need to wait for an internal review period. Once the casino releases your funds, it may take some time for your debit card to clear.
While Bet365 Casino lists a processing time of 1-4 hours for debit card withdrawals, other casinos, such as BetMGM and FanDuel, also offer fast debit card payouts. On my first withdrawal at BetMGM Casino, I had to wait longer than the stated five hours for Visa Fast Services. But that was due to my first internal review at the online casino.
My subsequent withdrawal from BetMGM Casino was processed much more quickly, and I received my funds within a few hours. This is similar to bet365 Casino, where debit card payouts are processed faster than the industry-standard 24-hour processing time, once approved.
🧠 Expert insight: Finding a casino with the best payout processes is going to benefit you in the long run. If a casino has a bad track record of delayed or blocked payments, it will hinder your playtime.
Balance check: Advantages vs. disadvantages of depositing with a debit card
Pros
Cons
✅ Widely accepted – Most real-money casinos and sweepstakes operators in the US support Visa and Mastercard debit cards, making them easily accessible to millions of players.
❌ Possible bank blocks – Some banks decline gambling transactions, which may require players to try an alternative payment method.
✅ Strong security – Legal operators use advanced protections like PCI DSS compliance, 256-bit SSL encryption, and 3D Secure, giving players peace of mind when making deposits or withdrawals.
❌ Slower withdrawals at times – Certain casinos have longer internal review periods that can delay debit card payouts.
✅ No credit risk – Playing with a debit card limits you to spending only your own money that's in your account, helping encourage responsible gambling compared to using credit cards.
❌ Potential fees – Some instant debit withdrawals may include processing fees, and prepaid Play+ cards often come with ATM withdrawal fee.
Safe bets: How secure are debit card casinos?
To help prevent fraud, I use multi-factor authentication (2FA) on my online casino accounts whenever possible as an added layer of security. You can protect yourself further by sticking to licensed or reputable brands.
Here are a few tips for staying safe at debit card casinos:
Use prepaid debit cards whenever possible to limit access to your checking account and financial information.
Maintain a low balance in your checking account linked to your debit card. For example, you shouldn't have your savings attached to a checking account you use for gambling online.
Use a checking account that blocks suspicious activity to stop fraud (i.e., my BoA account automatically locks my debit card if multiple out-of-the-ordinary transactions are placed within a short timeframe).
Keep your debit card locked and only unlock it for transactions. If you get account alerts from your bank via notifications on your mobile and get distracted while gaming, you'll have already locked your card.
Practice responsible gambling by developing a daily, weekly, or monthly budget. Never gamble what you can't afford to lose.
Responsible gambling
Responsible gambling resources are widely available at both sweepstakes casinos and real money operators. For example, BetMGM partners with the GameSense initiative, which helps players recognize the signs of problem gambling and provides education for safer play.
Most reputable casinos offer built-in tools to help you stay in control, including:
Deposit limits – Set daily, weekly, or monthly limits on how much you can load with your debit card.
Spending limits – Cap how much you can wager during a set time period.
Session time limits – Restrict how long you can play in a single gaming session.
Cool-off periods – Take short breaks (hours or days) to reset your play habits.
Self-exclusion – Block access to your account for longer breaks, ranging from months to permanent exclusion.
If you think you or someone you know has a gambling problem, contact 1-800-GAMBLER. Visit our Responsible Gambling Hub to learn how to control your gambling.
More than plastic: Exploring casino payment alternatives
Apple Pay
For iOS users, Apple Pay offers fast, secure casino deposits with Face ID or Touch ID, keeping card details private. Withdrawals, however, are limited. At sites like bet365 and Caesars Palace Online Casino, deposits work seamlessly, but payouts are redirected to online banking or another method.
✅ Pros – Better than debit cards for security. When using Apple Pay, players can keep their financial information separate from their casino accounts.
❌ Cons – Not widely available; Caesars Palace Online Casino requires players to use a debit card attached to their Apple Pay wallet instead of direct payments, aligning with industry standards.
⭐️ Top site – DraftKings Casino is one of the few online casinos that allow withdrawals via Apple Pay (although that method isn't available in every jurisdiction).
💡 Expert tip: Apple Pay is now available at most real money online casinos. Still, you'll probably need to withdraw funds via debit card or the bank account associated with your Apple Pay account.
PayPal
✅ Pros – PayPal remains one of the fastest payouts at online casinos, often clearing within 24 hours at top brands like FanDuel and DraftKings.
❌ Cons – PayPal users may incur fees for instant withdrawals to debit cards attached to their PayPal account.
⭐️ Top site – FanDuel or bet365 (processes within 1-4 hours with a $10,000 max).
💡 Expert tip: Make a PayPal deposit to enable this method for withdrawals. It must be a personal account with the name on your PayPal account matching the name on your casino account.
ACH
ACH (Automated Clearing House), also known as eCheck, is a standard banking option at many US online casinos, including DraftKings Casino and Golden Nugget Online Casino. ACH allows players to link their checking accounts directly for secure deposits and withdrawals without needing a debit card.
✅ Pros – Standard ACH payments (sometimes referred to as e-check or VIP preferred) are available at most casinos. Additionally, many sweepstakes casinos use a similar method for bank transfers (online banking via Trustly).
❌ Cons – Slower withdrawal processing times, up to five banking days or even 10 at some sweepstakes casinos.
⭐️ Top site – bet365 is great for high-rollers who prefer online banking (ACH).
💡 Expert tip: Use standard ACH payments (online banking, bank transfer) for larger withdrawals.
Bitcoin and crypto
For players who prefer digital currency, Bitcoin and other cryptocurrencies (like Ethereum, Litecoin, and USDC) are increasingly accepted at select online casinos. These options allow for instant deposits and, in many cases, fast, anonymous withdrawals without involving traditional banks. Many crypto casinos also support blockchain transparency, giving players confidence in secure transactions.
✅ Pros – Crypto transactions are typically faster and more private than debit cards or e-wallets. Players enjoy lower fees, instant deposits, and, at some casinos, instant cashouts. Blockchain technology also ensures added security and transparency.
❌ Cons – Not all US-licensed casinos support crypto payments due to regulatory restrictions. Crypto prices are volatile, and conversion fees may apply when exchanging digital coins back to USD.
⭐️ Top site – Stake.us is our favorite crypto casino offering 20 different ways to pay with crypto and close to 2000 games.
💡 Expert tip: Always confirm your casino's crypto wallet address before transferring funds. Use Bitcoin for stability and USDT (Tether) for minimizing volatility. Be aware that crypto-to-fiat withdrawals may take longer due to exchange processing.
Debit card gambling 101: FAQs for players
Why do some debit card deposits get declined, even at legal casinos?
Some banks may have automatic security features that flag deposits at online gambling sites. To avoid that, stick to licensed online casinos. Bank transfers might be a better option for larger transactions in certain jurisdictions.
Will my bank charge me for gambling with a debit card?
Bank fees depend on your bank. Most online casinos don't charge fees for deposits and withdrawals. However, some sweepstakes casinos will charge for debit card payments, especially if their payment processing is located offshore.
Can I set limits with my debit card to control gambling spend?
Online casinos and sweepstakes operators usually offer tools for players to set daily, weekly, and monthly limits on deposits, spending/loss, and time spent gambling. Contact customer support if you need assistance with setting limits on your casino account.
William is a seasoned gaming expert who focuses on real-money and sweepstakes casinos. He helps players cut through the noise with honest, experience-based advice. William believes in transparency and highlights safety, honest terms, and real value to help you choose casinos you can rely on.
Full profile
Andy Jessop
Content Manager
Andy leads Casino Guru's English-language content team and draws on over 14 years' experience in online gaming. He reviews every guide and review to ensure it's clear, accurate, and fair. Andy champions content that helps players make safe, informed choices and holds casinos to high standards.
Full profile
Sweepstakes casino
![Best Debit Card Casinos [2025] | Safe • Fast • Expert-Approved](https://static.casino.guru/res/cc26f89e34ef12cd4dac6731c76aaaa5a/images/casinoguru_logo.svg){kind=logo}
